What is Dental Insurance?
Dental insurance is a special type of health insurance that helps with the payment of dental and orthodontic procedures. Dental coverage is typically not included in most major health insurance plans, it’s something you need to purchase separately. The good news is that most dental insurance plans are relatively affordable. You may also be able to obtain discounted dental insurance through the Health for California website.
What Types of Dental Insurance Are Available in Southern California?
California residents have the option of two types of dental insurance, a PPO or a DMO. Most dental insurance plans are PPO plans. PPO stands for Preferred Provider Organization, where you get to choose your dentist from a network of dentists.
The less common DMO or Dental Maintenance Organization plan is like an HMO where you are assigned a primary dentist who manages all your oral healthcare.